I have been active in helping homeowners and "to be" homeowners achieve their goals for close to a decade. Prior to joining forces with Dignified Home Loans, based in Westlake Village, CA, I applied my talents at Caliber Home Loans, Wells Fargo, Wachovia and GMAC Mortgage. Prior to my Mortgage career I owned and operated C&T NAPA Auto Parts for 20 years with several Retail & Wholesale locations in Ventura County. I built the business to 53 employees and sales of over 5 million annually. I sold my business to a Nationwide Auto Parts chain in 2004. I currently reside in Camarillo and have been a resident of the area for over 35 years. I specialize in purchases and am experienced in financing for Luxury Properties, Jumbo, Conventional, VA, FHA, HomePath, Short Sales and REO's, but I also enjoy doing refinances!